Annuities

Fixed Index Annuities (FIAs) are insurance products that provide a strategic way to protect a portion of your money from market losses, while securing guaranteed* retirement income and maintaining the potential for growth. They combine the safety of a fixed annuity with the opportunity to earn credited interest based on the performance of a market index, all while contractually protecting your principal and any credited interest from market downturns. This allows you to enjoy the potential for some market-linked growth without the risk of loss, making FIAs a suitable option for individuals in or near retirement who need to balance asset protection and growth potential. Our approach is designed to help you achieve your long-term financial goals with confidence. We work closely with you

to determine if an FIA is a fit for your specific situation, and the to select the FIA that aligns with your specific needs and risk tolerance, ensuring that your retirement plan contains a guaranteed income and protects your hard-earned retirement savings. With our knowledge, you can navigate the complexities of retirement planning and make informed decisions that protect your financial future while still taking advantage of growth opportunities.

*Guarantees in insurance products are backed solely by the financial strength and claims-paying ability of the issuing insurer. Not FDIC insured.